For most people funding the cost of their care home fees represents the second largest purchase of their lifetime, second only to a mortgage. The benefits and other payments to which older people are entitled will help towards affording the fees of their chosen care home or home care package.

Attendance Allowance

2016/17 rates Means tested Taxable
Higher rate £82.30         No No
Lower rate £55.10         No No
State Pension
Single Person £119.30         No  Yes
Spouse/partner insurance £71.50         No  Yes
Married couple £231.90         No  Yes
  Carer’s Allowance
 62.10         No  Yes

Personal Independence Payment – Daily Living Component 

Enhanced rate     £82.30      Standard rate   £55.10

Personal Independence Payment – Mobility Component

Higher rate                                                 £57.45                         No                  No

Lower rate                                                  £21.80                          No                  No

Pension Credit

Single person £155.60 Yes    No
Married couple £237.55 Yes    No
Capital Allowances (disregarded for pension credit)
Living at home £10,000 Yes   N/A
Living in a care home £10,000 Yes   N/A
 
NHS Funded Nursing Care £112.00  No   No

Local Authority Support Thresholds in England

Lower limit £14,250

Upper limit £ 23,250

Personal Allowance ££24.90

These benefits and Funded Nursing Care rates are accurate between April 2014-March 2015 and will be updated annually.

Other information about benefits and grants can be found at Benefits and Grants Available for OAPs